_White-Label Money Transfer Platform

Launch your branded money transfer platform in as little as 8 weeks

Production-ready iOS and Android apps, wallet and transaction infrastructure, an operational admin portal, and supported provider integrations — without rebuilding a fintech product from scratch.

Book a call
From €49,000 onboarding + €3,900/month · No Findigo transaction fees · No revenue share
_Money Transfer Suite

Everything you need to run a money transfer product — in one platform

Core: included in every build
Branded mobile apps
React Native iOS and Android apps with your logo, colours, icons, and splash screens. App Store and Google Play deployment prepared.
User & account management
Registration, authentication, MFA/2FA, profiles, roles, permissions, account statuses, device and session management.
Compliance orchestration
KYC/KYB workflows and verification statuses, verification-level limits, document handling, manual review and admin actions.
Wallet & transaction engine
Individual accounts and multi-currency balances, top-up, internal send, withdrawal, and full transaction lifecycle — balances, holds, fees, limits, history.
Admin & operations portal
User, account, and transaction monitoring; manual approvals, fees, limits, support workflows; roles, permissions, reporting, and audit history.
Platform infrastructure
Node.js backend and API/integration layer, AWS staging and production environments, monitoring, backups, release management, and security updates.

* Core is a production-ready foundation; live funding and payout require a Banking & Payment Rails connection and your own provider agreements. Provider, KYC/AML, custody, network, and messaging fees are billed to you by those providers, not by Findigo.

What the Suite adds on top of core
Banking & Payment Rails
One interface over provider adapters (Clear Junction, Pateno, NNG, SEPA/FPS/SWIFT) for real funding and payout.
Transfer & Remittance
Recipient accounts, Confirmation of Payee, cross-border payout, purpose codes, and receipts.
Multi-Currency & FX
Conversion engine with rates, spread, and quote-and-lock.
_HOW IT WORKS

A controlled path from first call to go-live in as little as 8 weeks

01
Architecture call

We map your jurisdiction, regulated entity or sponsor, provider agreements, corridors, currencies, and target launch date against the platform.

02
Launch Blueprint

A fixed-scope engagement: business/product review, responsibility map, provider readiness assessment, final configuration, and a fixed commercial proposal — fully credited toward onboarding.

03
Build & configure

Branding, agreed customer journeys, supported provider integrations, staging + production deployment. QA/UAT support throughout.

04
Go-live & beyond

App Store and Google Play deployment prep, go-live assistance, handover to your operations team — the same team stays to support and extend the roadmap.

* Eight weeks assumes a clearly defined MVP with regulatory and provider prerequisites already in place. Your Launch Blueprint confirms a realistic timeline for your scope.

_Commercial model

One predictable platform fee. No transaction fees. No revenue share.

Digital Wallet Core
Core
_ wallet
_ account foundation without a live rails scope
onboarding
from €49k
+ €3.9k / month platform fee
Hero offer
Stablecoin Wallet Suite
Core + Stablecoin Settlement
_ stablecoin wallet
_ send
_ receive without a full fiat remittance stack
onboarding
from €68k
+ €4.8k / month platform fee
Hero offer
P2P Exchange Marketplace
P2P Exchange Marketplace
_ order-driven P2P currency or financial marketplace
onboarding
from €89k
+ €5.8k / month platform fee
Hero offer
Money Transfer Suite
Core + Banking & Rails + FX + Transfer & Remittance
_ licensed MTO/MSB/EMI/PI/FX operators
onboarding
from €89k
+ €5.8k / month platform fee
Hero offer
Stablecoin Transfer Suite
Money Transfer Suite + Stablecoin Settlement
_ fiat rails + FX + stablecoin conversion and settlement
onboarding
from €108k
+ €6.8k / month platform fee
Hero offer
Lending Marketplace Suite
Core + P2P Marketplace + Lending
_ marketplace with lender
_ borrower flows and repayment logic
onboarding
from €108k
+ €6.3k / month platform fee
Hero offer
Full Composable Platform
Core + all six extensions
_ strategic multi-product deployment — sold after discovery
onboarding
from €165k
+ €9k / month platform fee
Hero offer
_Who it's for

Built for operators who are ready to launch

A good fit if you are
  • A licensed or infrastructure-ready MTO, MSB, EMI, PI, or FX company that needs a customer-facing product — fast.
  • A BaaS, EMI, or infrastructure provider that needs a product layer for your own clients.
  • A regulated fintech with a team that lacks mobile/backend delivery capacity.
  • A strong brand with a regulated sponsor and a proven distribution channel.
Not the right fit (yet) if you
  • Are at idea stage without a budget, licence strategy, or provider plan.
  • Expect software, a licence, banking rails, and compliance liability bundled into one price.
  • Need a single developer or one small custom feature.
  • Expect full source-code ownership at a standard white-label price.
_white paper

How to grow transfer volume without giving away your margin

Questions serious buyers ask

Is this just an outsourced dev shop?

No. Findigo’s white-label offers a production-ready fintech platform plus an implementation team — not a custom-development agency starting from zero each time. You get a proven Core and extensions, configured to your model.

Is it a template SaaS?

No. We handle the full product lifecycle — from first version to mature platform. MVPs, v2 rebuilds, new feature development, and scaling existing products. Whatever stage you're at, we can pick it up.

Do you take a cut of our transactions?

Never. No Findigo transaction fees and no revenue share — one predictable monthly platform fee. Provider, custody, network, KYC, and messaging fees are paid directly to those providers.

What do we still need to bring?

Your regulated structure or licensed partner, your provider and KYC/AML agreements, your brand, business model, and distribution. Findigo provides the technology and implementation.

Can we really launch in 8 weeks?

For a clearly defined MVP with regulatory and provider prerequisites already in place, yes. The Launch Blueprint confirms a realistic timeline for your specific scope before any build commitment.

Do we own the code?

Standard onboarding licenses the platform; ownership terms for reusable core and any bespoke code are set out in your proposal. Full source-code ownership is not part of the standard white-label price.

Why not build it ourselves?

You can — in 12–18 months, with a full team and real execution risk. Findigo is the faster, lower-risk path to a production fintech product, with transparent recurring cost.

Ready to see your product take shape?

Start with a Launch Blueprint — a fixed-scope engagement that turns your model, providers, and timeline into a concrete delivery plan and a fixed commercial proposal. It's credited in full toward your onboarding.

Book a Fintech Architecture Call
From €89,000 onboarding + €5,800/month · No transaction fees · No revenue share
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